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Best Buys for Financial
Products
How to Use the Financial Best Buy
Comparison Table
The currently available best buys
for a range of finance products are displayed in rows. To get further
information or start off an application, click either the company logo or
the "Apply" link at the end of every row. Another window will
open and display their latest finance information. Use the
"dropdown menu" to select the type of finance product you
require.
This is a shortcut to EXACTLY the BEST BUY
financial information you require!
Identity Fraud Centre...Check My
Credit Report
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Did you know…that identity fraud is one of the UK’s
fastest-growing crimes, with more than 120,000 cases recorded last
year?
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- It takes an average of 539 days to discover that
you’ve become a victim of identity
fraud – and up to 500 hours of work to
clear your name!
- One in four UK adults has either been a victim of ID
fraud or knows someone who had suffered from it, according to
Which?
- Londoners are twice as likely to have their identity
stolen by criminals as people in other parts of the UK? People
in the South East and North West are the next most vulnerable.
- You are at risk of having your identity stolen if you
don’t redirect your post after moving home?
- Almost half of all adults in the UK have been targeted
by criminals trying to get personal financial data over the
internet or phone – and that five per cent of people fall for
these scams?
If you are worried about becoming a victim, sign
up for a free, 30-day trial at CreditExpert.co.uk, the online
credit monitoring and identity protection service from Experian.
Then you can check your credit report – your personal credit
history – at any time to be sure that nobody has applied for
loans, mortgages or cards in your name. The service also sends you a
weekly alert if there is any significant change to your credit
report, so you spot any problems immediately and resolve them
quickly.
Specially commissioned research compiled for the Week* shows that
whilst the public fear being a victim of identity
fraud more than pickpocketing, muggings or even burglary, a
large number still put themselves at risk by disposing of private
information without first rendering it unreadable. large number
still put themselves at risk by disposing of private information
without first rendering it unreadable.
A new poll by Populus* shows that 40% of the public questioned rated
identity fraud as their major concern in a list of crimes that
included burglary (27%), mugging (21%) and pickpocketing (3%).
Despite this, a new piece of ‘bin raiding’ research*, shows that
an alarming 77% of household waste contained at least one or more
items which could assist fraudsters in stealing an identity. With
24.5 million households in the UK, that would suggest that over 18m
households are under threat from identity fraud because they are
failing to take the simple recommended steps to render their private
information unusable for identity thieves.
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Almost every week, a scare story about identity fraud
makes news, with stories of victims losing their savings, their
homes or their businesses to criminals who have impersonated them
– and cleaned them out. Fortunately, most people are not hit so
hard. Research by the Victims of Fraud service at Experian, the UK’s
leading credit reference agency , shows that
the average losses range from almost £2,000 on a credit card to
more than £7,000 on a current account.
But the disruption suffered by those whose identities have
been stolen and misused is often devastating. Victims of Fraud has
found that it can take up to 500 hours of work to sort out the mess.
In the meantime, the victim often finds it impossible to get a
credit card, loan or mortgage – which is a major inconvenience for
most people.
In an attempt to tackle the problem, the government has launched a
campaign to warn us of the dangers, help us to keep our identities
safe and offer us advice on what to do if we become victims –
visit www.identity-theft.org.uk for more information.
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From theft to fraud
Identity theft takes place when a criminal gets hold of
enough personal and financial details to impersonate you. Common
methods include raiding your rubbish in search of discarded
documents such as bank and credit card statements, stealing personal
documents such as passports, or intercepting your post. Theft turns
to fraud when someone uses those details to get money, goods or
services in your name, often by taking out loans and credit cards
and running up debts that they have no intention of repaying.
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Victims of Fraud has found that it takes an average of 539 days to
discover that you’ve become a victim. Alarm bells often ring only
when you are pursued for a debt you knew nothing about, or perhaps
when your post goes missing.
Steps you can take to protect yourselves include:
- Monitor your credit report online and get unlimited access
with CreditExpert.co.uk
- Keep your personal and confidential documents secure
- Always shred before disposing of documentation – bank and
credit card statements, utility bills, receipts, direct mail
containing any personal information, mortgage applications etc
- Regularly check your bank and credit card accounts for unusual
transactions
- When you move home, redirect your mail to your new address by
contacting Royal Mail Redirection Service on 0845 7740 740,
visiting your local branch or www.royalmail.com
- Never give out any personal information to unidentified
individuals or organisations who contact you by phone, email or
face-to-face
- If you have been a victim of identity fraud contact your
nearest Police station or visit www.met.police.uk/fraudalert/
- If you have information about identity fraud contact the
police or call Crimestoppers to give information anonymously on
0800 555 111.
Sign
up here to check for Identity Fraud!
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UK
Financial Services
Sub-categories: Accounting
| Banks
| Building
Societies | Corporate
Finance | Credit
Services | Currency
Services | Debt
Collection | Directories
| Factoring
| Financial
Consultants | Fund
Management | Independent
Financial Advisors | Information
Services | Insurance
| Leasing
| Merchant
Services | Offshore
Services | Organisations
| Personal
Finance | Publications
| Regulation
| Socially
Responsible Investment | Stockbrokers
| Taxation
Article Index: 1
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- 8
World
Financial Services
Sub-categories: Associations
| Automobile
Buying and Financing | Banking
Services | By
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| Credit
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| Education
and Training | Employment
| Field
Service Companies | Financial
Consultants | Financial
Planning | Freelancer-Contractor
Services | Holding
Companies | Information
Services | Insurance
| Investment
Banks | Investment
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Services | Loans
| Marketing
and Advertising | Medical
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Services | Mortgages
| News
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